I've been doing the on-line bill pay thing for a while now, and I've decided I don't like it.
Yes, it's cheaper. Yes, it saves having to buy stamps. Yes, it saves trees and gasoline (perhaps offset by the fact that all bills still arrive with an envelope which I don't use, meaning more trash or more recycling). I haven't made the leap to getting my bills by e-mail yet; the few statements and notices that do arrive by e-mail tend to get ignored.
But I don't find it quicker. It doesn't save on record-keeping, because I still have to log the payments and record the transaction numbers.
Maybe my problem is that I'm only semi-automated. But I don't think I want to go further. In fact, I want to go back to the old way, with checks and stamps and envelopes. I miss the sensation of closure that comes with dropping a handful of envelopes into the mailbox with a satisfying clunk. Clicking a button can't match that feeling.
And more automation is definitely not the cure for the underlying problem: On-line is just too darn slick. I don't feel like I'm in touch with my money anymore. I know I'm lucky to have it. But it comes in electronically, and I send it out electronically, and even when it's still in my account (not for long!), it doesn't seem real.
Or am I just weird?